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Game Theory, Financial Literacy, and Your Marriage


People who are successful in applying game theory in their personal lives tend to be financially successful and invest their money.

One of the key factors that can affect your investment patterns and strategies is the quality of communication you have with your husband, wife or life partner concerning money.

You would be amazed at the number of people in “supposedly” happy relationships who never discuss money and financial planning with their partners.

Most of us don’t even know how to talk about financial issues even if we wanted to.



We are essentially financially illiterate. Money can be a very emotional issue for many of us. This being so it is seldom easy to have a clear, confident, logical conversation about it.

Many of us know little about the financial health (or illness) of our mates.

  • Do they have debt?
  • How much?
  • Where do they have investments?
  • Do they have a well thought out investment strategy?
  • If there was a family emergency is there cash at hand to address the issue?
  • Do either of you have the necessary insurance?


You may feel uncomfortable with these questions and in even discussing them with your partner but keep in mind that we cannot achieve financial security in a marriage unless financial decisions become a collaborative affair. In your division of labor you may have ignored or have passed financial affairs to your trustworthy partner but few experts believe this is an effective investment or life strategy.

If you are not sure where to begin I would suggest doing what I ask all of my life coaching clients to do; define your mission or vision. There is no benefit to analyzing numbers if you don’t even know if you and your partner are on the same page.

Money has no meaning without knowing what you want to use it for and how you want to use it.  The important thing is to define and isolate areas of common ground. You can use this as a jumping off point for discussing your finances.

Often having this discussion is not easy. You would be amazed at how seemingly happily married people are clueless about the financial reality of their partnership. Having a discussion like this is not a one-time affair. These discussions can take years and shift and change as each person becomes clearer about their individual needs and priorities.

There is a saying the “Birds of a feather fly together, but opposites attract”.  This is also the case in marriage. We are drawn to people who have similar interest but just as often marriage can attract financial opposites. The longer it takes for you to know and understand these differences the higher the cost will be to both partners and their relationship in the long run.  The sooner you and your life partner get on the same “financial” page the better it will be for both of you. After all – the truth ignore will come back to bite you in the butt.

The goal concerning financial communication is to be effective, efficient, productive and self-aware.  That means that once a week or monthly sit down for a financial communication session. It may only take 15 minutes to do this.

Many financial/ relationship experts recommend having the conversation in a quiet place away from places symbolic of sexual or emotional intimacy like the bedroom.

Two books that have remained important and may help you even though they were published over a decade ago are:

Nihara K. Choudhri, the author of “What to Do Before ‘I Do’: The Modern Couple’s Guide to Marriage, Money and Pre-nups” (Sphinx Books, 2004).

Dave Ramsey, who has written several best sellers, including “The Total Money Makeover” (Thomas Nelson, 2007).

My book on wealth and success may also be of help.

How To Hack Your Life Softcover by Lewis Harrison

The book is available on this website


Listen here as Lewis explain the RealUGuru Project and how we can give up unnecessary struggle through visionary thinking in this insightful interview with award winning journalist Phyllis Haynes about the RealUGuru Project



Winning The Game Of Life: A Primer On Lewis Harrison’s Applied Game Theory


Lewis Harrison founder of the RealUGuru Project Think Tank is a is a life coach, peak performance expert, writer, mentor, content-rich, motivational speaker, and an entrepreneur specializing in problem solving and strategizing  based on game thinking, applied game theory and Game Thinking.

He is the author of over twenty-two books published in five languages.


Don’t forget to tune to the RealUGuru Radio show every Thursday 4-6 PM EST at WIOX 91.3 FM or on your smart device at WIOXRadio.org.

WIOX is a diverse station that broadcasts original programming including presentation from NPR, the BBC, Democracy Now etc.

If you are interested in business success in the 21st Century in the arts or in any other endeavor you need to study with Lewis Harrison. Begin by reading  Lewis’ books.

If you are an entrepreneur you will want to begin with his books on game theory and business success.  Here are two basic ones to start with:



The offerings on RealUGuru.com focus on the application of applied game thinking, gamification, decision science, positive psychology, happiness,  and visionary thinking to solve basic, complex and extreme problems. He is the creator of a free course on business success and human potential.

Here is a short interview with Lewis;




This blog is sponsored by the New York City Chair Massage Company at  www.eventschairmassage.com, supplying stress management services to event and meeting planners throughout the United States